Last updated: 2025 November
Welcome to HouseInsurance.io. These Terms of Service (“Terms”) govern your use of our website, tools, and insurance-matching services. By accessing HouseInsurance.io, you agree to be bound by these Terms. If you do not agree, please discontinue use of the website immediately.
1. About HouseInsurance.io
HouseInsurance.io is an online insurance-comparison and referral platform.
We do not sell insurance policies, underwrite risk, or provide financial or legal advice.
Our goal is to help users connect with licensed insurance providers who can offer real quotes and coverage options.
All insurance decisions, pricing, underwriting outcomes, and policy terms are determined solely by licensed insurers and agents.
2. Eligibility
To use our website, you must:
• be at least 18 years old
• reside in the United States
• provide accurate and truthful information
Using inaccurate details may affect your results or prevent insurers from providing quotes.
3. No Guarantee of Quotes or Coverage
Insurance availability depends on:
• where you live
• underwriting guidelines
• property details
• insurer participation in your ZIP code
While we strive to provide accurate matches, we cannot guarantee:
• that any provider will offer a quote
• that any policy will be issued
• pricing, availability, or coverage levels
4. Independent Third-Party Providers
HouseInsurance.io partners with licensed insurance carriers and agencies across the United States.
These providers act independently.
We are not responsible for:
• their pricing
• their coverage decisions
• their communication methods
• their recommendations
• their services or performance
Your relationship with any provider is separate from your use of HouseInsurance.io.
5. Use of the Website
You agree not to:
• misuse the site or attempt to interfere with its functionality
• submit false or misleading information
• engage in fraudulent behavior
• access the site for competitive analysis or scraping
We reserve the right to restrict or terminate access to users who violate these Terms.
6. No Professional Advice
All information provided on HouseInsurance.io is for general informational purposes only.
Always consult a licensed professional before making insurance decisions.
7. Limitation of Liability
HouseInsurance.io is provided “as is” without warranties of any kind.
To the fullest extent permitted by law, we are not liable for:
• financial loss
• damages
• denied claims
• pricing variations
• decisions made by third-party insurers
Use of the platform is at your own risk.
8. Changes to These Terms
We may update these Terms from time to time.
Any changes will be posted on this page with the updated date.
Continued use of the website signifies acceptance of the updated Terms.
9. Contact Information
If you have questions about these Terms:
📩 team@houseinsurance.io