HouseInsurance.io helps you compare real property insurance options based on your ZIP code, property type, and coverage needs. The process is simple, fast, and completely free — designed to match you with licensed insurers who serve your area.
The first step is entering your ZIP code. Insurance pricing and eligibility depend on where your property is located, because every region has different risks, regulations, and provider availability. When you enter your ZIP code, our system identifies insurance companies and licensed agents that can issue coverage for your specific location, ensuring that every option you receive is accurate and relevant.
Next, you provide basic details about your property. This includes whether you own a single-family home, condo, rental property, apartment, mobile home, or commercial property. Additional details such as the year built, number of stories, roof type, occupancy, and construction materials help insurers estimate risk and determine potential coverage options. The more accurate your details, the better your results will be.
Once your information is submitted, we match you with licensed insurance providers who can offer real quotes, coverage details, and personalized assistance. HouseInsurance.io is not an insurance carrier — we connect you with professionals who are authorized to write policies in your state. You receive options directly from insurers or agents who understand the risks, regulations, and pricing of your region.
This service is always free. We do not charge users, and we do not add extra fees to your insurance costs. We are compensated by insurance partners only when users choose to connect with them. This ensures your experience remains unbiased, transparent, and focused entirely on helping you find the right coverage.
If you choose to proceed, a licensed provider may contact you by phone, text, or email to discuss pricing, discounts, and coverage options. You remain in full control — you can compare offers, ask questions, or simply walk away with no obligation. Your information is protected, never sold to marketing companies, and only shared with partners who can genuinely offer insurance in your area.
Getting started takes less than a minute. Enter your ZIP code, compare your options, and choose the coverage that best fits your home and budget.